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futurelendingllc.com

Loan Products

Find out everything you need to know .

Ground up Construction

Max initial advance:  
60% unpermitted (plans- sketch/rendering)
75% permitted (full architectural plans, issued permits)
Maximum total LTC: 80% (subject to 70% ARLTV cap)
Appraisals: Both As-is (land or existing house) and ARV
Experience: Minimum of 3+ completed ground-up projects on title.
We do not finance ground-ups in 2nd home markets
We would need a sketch and preliminary plan and our architect template would need to be filled out and stamped to confirm it complies with existing zoning and does not require a variance
Minimum FICO: 620
Full Recourse (Pledge of Shares)
Rates start at 11.50%

Fix and flip

Up to 90% of Purchase (depends on experience: 10+ Flips) 

100% of Renovations 

Limited to 70% of After Repair Value 

Rate starts at 11.25% (IO)

Full Recourse (Pledge of Shares)

No Exit Fee or minimum interest

Multi Family Bridge +5

Up to 75% of Purchase

100% of Renovations 

Limited to 70% of After Repair Value 

Rate starts at 1 Month SOFR + 550 (IO) - Fixed Rate

Full Recourse and Non-Recourse options available 

Loan amounts of $1 million up to $5million

SFR Portfolio

Up to 80% on Purchases (depending on loan amount) 

Up to 75% on Refinancing (depending on loan amount)

Rates are in the mid 7's – high  8's but depends on LTV, FICO, and location 

IO for 5, 7, 10 years

30 Year Fixed Rate also available 

Non-recourse with pledge of shares

54321, 32100, 30000, and 10000 prepay available

Revolving line of Credit

Get between $5,000 and $500,000 funding for your business.

Free To Apply

No Collateral Required

Apply In Under 2 Minutes

Start Up Businesses Funded

No Financials Or Tax Returns

Flexible Payment Options

Equipment Financing

No minimum time in business

LOAN AMOUNTS : $10,000-$5 MILLION

TERMS : 1-5 YEARS

FUNDING: 1-5 DAYS

580+ FICO Score

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A solution to your financial needs

Future Lending has the resources for all your financial needs

About becoming broker 

 Becoming a broker for Future lending offers several compelling reasons. First and foremost, independence is a significant benefit. As a broker, you operate autonomously, making decisions about financial trades and agreements. Clients seek experienced brokers to manage their sales, purchases, and loan acquisitions, allowing you to build your own client base and reputation. Second, there’s flexibility: you can create your work-life balance, fitting your lifestyle and preferences. Third, the potential for earnings is substantial. Successful brokers can easily earn six figures annually. Additionally, you play a crucial role in strengthening the community economy by helping businesses acquire the financing they need for growth—whether it’s hiring employees, expanding, or exploring new opportunities. So, if you’re drawn to financial markets, enjoy autonomy, and want to make a positive impact, becoming a broker could be an exciting path to explore!

Think long-term

We stive to achieve financial stability and sustainable growth, prioritizing transparency and accountability, maintaining a customer-centric approach, adhering to regulations, investing in talent development, demonstrating social responsibility, and balancing innovation with integrity. By combining these principles, finance companies can build a solid foundation for lasting success while positively impacting their clients and communities.